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We see more drivers on the road each year. With so many vehicles on the road, accidents will happen. If you get in a car accident, the car insurance you have can make a large difference in the experience you have. So how do you know what type of car insurance you need and how much to purchase? Auto insurance protects you by paying for injury or damage you cause others while you are driving, damage to your car or personal injury or injury to your passengers from a crash, plus certain other situations, such as robbery. Deciding to drive without owning insurance could cause you to repair or replace a stolen or damaged vehicle or pay the cost of all the damage for which you might be responsible. Liability: This type of insurance coverage will pay for the damage that you have caused. These damages may include personal injury, and property damage. Damages from bodily injury can include medical expenses, and lost wages. Property damage can refer to car repair costs and loss of property use. It can also cover your legal fees if you are sued. Recommended, higher levels of insurance are available that cover more than the stripped-down, state-mandated insurance. Personal Injury Protection: Personal injury protection pays for hospital bills and other medical treatment for you or your passengers, regardless of who was responsible for the collision. It is required in some states and optional in others. It may also cover lost earnings, service replacement and funeral costs. State law typically sets minimum amounts. Medical Payments: Medical payment coverage is available in states that are not considered no-fault and will pay no matter who is responsible for the accident. This insurance will pay for all insured person's reasonable medical or funeral expenses for bodily injury from an accident. Collision: This pays for damage to your car caused by an accident. Comprehensive: This applies if your car is stolen or damaged by causes other than a collision, including fire, wind, hail, flood or vandalism. Uninsured Motorist: This pays for repair and replacement costs when someone with insurance is in an accident caused by another person who does not have insurance. Under-Insured Motorist: Many drivers have liability insurance that might not be able to cover all the expenses they are responsible for. This type of insurance covers you from those drivers. Other types of coverage, like emergency road service, are also available. What you pay for car insurance varies by company and will depend on several factors, such as: *Your desired coverage *Your vehicle's make and model * Whether or not you have been in an accident * Your age, gender and marital status * Where you live Don't wait around to buy car insurance; you shouldn't drive a car without it. Evaluate your needs, do your research , and with the support of your insurance agency, make the decision that fits you best. Auto Insurance Quotes Clermont

Let State Farm® Insurance get your household covered. Call a State Farm® agent and we'll help you compare policies. Our clients choose our insurance for many reasons. In addition to our professional State Farm® agents, our clients also receive around the clock customer service, a powerful customer management system, and advanced tools like the State Farm® mobile phone app. With all these features, we can keep all of clients satisfied with their insurance policies. Feeling protected comes naturally to our clients when they work with State Farm®. Golf Cart Insurance Clermont

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